Critical Illness
What is Critical Illness Insurance?
Critical Illness Insurance helps protect you and your family from the financial challenges that can come from a critical illness. This coverage pays a lump-sum benefit directly to you for a critical illness, such as a heart attack or cancer.
What does Critical Illness Insurance Cover?
Cancer
Coronary Artery Disease
End-Stage Renal Disease
Heart Attack
Major Organ Failure
Stroke
Benefits to Critical Illness Insurance
Benefits get paid directly to you
No underwriting - no medical questions to answer
You choose how to spend the money
No need to submit expense receipts
Critical Illness Benefits
| Critical Illness | Plan 1 | Plan 2 | Plan 3 |
| Benefit Amount | $10,000 | $10,000 | $10,000 |
| Employee | 100% | 100% | 100% |
| Spouse | 50% | 50% | 50% |
| Child(ren) | 25% | 25% | 25% |
| Lifetime Maximum | Unlimited | Unlimited | Unlimited |
| Critical Illness Benefit Payable per Diagnosis | |||
| Cancer | 100% | 100% | 100% |
| Carcinoma in Situ | 25% | 25% | 25% |
| Coronary Artery Disease | 25% | 25% | 25% |
| End Stage Renal Disease | 100% | 100% | 100% |
| Heart Attack | 100% | 100% | 100% |
| Major Human Organ Failure | 100% | 100% | 100% |
| Stroke | 100% | 100% | 100% |
| Reoccurrence Benefit | 100% | 100% | 100% |